ROSCAcoin-Effective financial solutions
ROSCAcoin (RCA) - it's cryptocurrency, supported by self-governing, autonomous, decentralized, based on rotating blockchain platform and Savings Credits Association (Rosca). With blockchain technology, which includes smart function contracts, ROSCAcoin can create ecosystem financial solutions that use proxies social capital for cooperation with the best financial options by eliminating higher costs, facilitating financing, increasing investment opportunities and risk iversifikatsii.
The ROSCA method is a group of people who gather together at a certain time to store and borrow ideas. It is a mixed form of peer-to-peer banking (P2P) and peer-to-peer (P2P) lending.
According to Wikipedia, "FJA Bouman" describes ROSCA as "the bank of the poor, where money does not go long, but quickly changes hands, satisfies consumption and production needs."
In developing countries worldwide, more than 1 billion people or 17% use ROSCA to store / borrow and support each other in their trusted communities. In addition, more than 2 billion people or 39% of the world's population do not have bank accounts in the world, and they may need help for some financial activities, such as credit. The banking system is at odds with its purpose of serving the rich, not the poor. For people who do not have a bank account, there is no good salary, it will be very difficult for them to receive financial support, such as bank loans from traditional financial institutions. In fact, this is a group of people most in need of help. In addition, the fees for commercial bank loans will be high for this group of people.
ROSCA world market volume is estimated at more than 500 billion US dollars per year. (Calculations will be 1% -10% of the country's GDP, oriented to India). In addition, the P2P lending market is growing rapidly and has a market capitalization of $ 70 billion per year globally.
Mission:
Build ongoing partnerships with wealthy and business people who will invest to provide financial solutions and seek access to financial opportunities for those in need.
Create a decentralized financial solutions system using blockchain technology.
Create a transparent platform for each involved party to enable users with the power to monitor and manage their financial solutions without third party involvement.
Create a crypto community where rich and commercial companies connect directly with their stakeholders.
TECHNICAL CHARACTERISTICS
Token name: RCA (ROSCAcoin)
Standard: Ethereum ERC20 Standard Token
Number of tokens: 10,000,000,000 (10 billion) that can not be reissued
Number of tokens sold: 3,000,000,000 (3 billion)
Method of exchange / payment: ETH and BTC
Holding -ICO: March 2018
Use allocated funds team:
45% of funds received from RCA tokens will be distributed according to salary and team benefits, as they believe that team members are a key asset in the ROSCAcoin organization.
15% will be allocated for office and overhead expenses, such as office rent, utilities, furniture and supplies.
15% will be allocated to contractors, including legal counsel, remuneration for outsourcing services.
10% is financing marketing activities, and these costs include business development and digital marketing.
10% for other projects, such as sales for sales agents ROSCAcoin, kiosks and building infrastructure for remote areas.
5% of the funds set up reserves for unforeseen circumstances.
Roadmap
2017
September - Market research
October - business plan, marketing plan, documentation
2018
March - ICO launch
April - launch of ICO
July - Core Development & Development ROSCA Lending Circle (RLC)
August - ROSCA Lending Circle (RLC) and ROSCA Merchant Program (RMP) Testing MVP, enabling ROSCAcoin in token exchange platform
October - Development of final product ROSCA Lending Circle (RLC)
2019
January - ROSCA product development (RCS)
April - ROSCA Lending Circle (RLC) and ROSCA Merchant Program (RMP) Go Live
May - ROSCA credit rating (RCS) Go Live
August - Platform ROSCA P2P (RPP) Core & Mobile Development
October - testing MVP P2P (RPP) MVP platform
2020
January - Develop ROSCA P2P platform (RPP)
April - ROSCA P2P Platform (RPP) Go Live
July - ROSCA Crowdfunding Platform (RCP) Core & Mobile Development
August - MVP Test on platform Crowdfunding Platform ROSCA (RCP)
October - Development of final development of ROSCA Crowdfunding Platform (RCP)
2021
January - ROSCA Crowdfunding Platform (RCP) Go Live
April - ROSCA Lucky Draw Platform (RLD) Core & Cellular Development
June - MOS Testing ROSCA Lucky Draw Platform (RLD)
October - ROSCA Lucky Draw Platform (RLD) Development of final product
2022
January - ROSCA Lucky Draw Platform (RLD) Go Live
March - ROSCA Charity Platform (RYP) Core & Cellular Development
May - ROSCA Charitable Platform (RYP) Test MVP
August - ROSCA Charity Platform (RYP) final product development
November - ROSCA charity platform (RYP) Go Live
TEAM
ADVISORS
To learn more click on the link below:
Website: https://roscacoin.io/
Technical description: https://roscacoin.io/wp-content/uploads/2018/03/Roscacoin-Whitepaper-V1.0-4.pdf
Twitter: https://twitter.com/RoscacoinToken
Facebook: https://www.facebook.com/Roscacoin/
Telegram: https://t.me/roscacoin
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Bitcointalk:https://bitcointalk.org/index.php?action=profile;u=1770965;sa=forumProfile
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