L-PESA kripton L-PESA ; The Decentralized Microfinance model built on the latest technology for people Introduction The market is cruel and does not have emotion. Well, this may be true for the market but not for the consumers, as everything a consumer does involves a bit of emotion. Being an emotional entity in the market has its own advantages and disadvantages. What we need is always clear to us from the start, and we achieve it in any way possible. The biases, beliefs and intentions define the nature of the job we are going to do in our life. The banking and financial institution of the world have made it clear that they do not care about the consumers, but only their growth. Reaching out to everyone and offering them services that everyone else gets is not their priority. The developing countries are at the bottom of the food chain, where they do not have access to the time and resources that developed countries have. The time has come for the redistribution of atte
